So how exactly does a Provident loan work? Faqs


So how exactly does a Provident loan work? Faqs

Have you been considering taking out fully an advance loan in one associated with British’s biggest house credit providers? Discover more about the applying procedure, and what you ought to submit an application for a Provident loan. Take note, all Provident loans are susceptible to approval.

Exactly how much you’ll want to borrow?

1) Select your loan choice

Utilize our calculator to pick simply how much you ought to borrow, while the amount of days you desire to borrow it over.

Select from 13, 26 or 52 days to help make repayments.

2) begin your application for the loan online

To utilize for a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have contact phone number along with your address details for days gone by 36 months
  • Consent to house check out from a of our group and an affordability evaluation

You will definitely get a short choice in moments that will inform you in the event that loan is agreed in theory. Study our faq’s to learn more.

3) Finish the job with a house go to

When you yourself have been accepted in principle, an associate of y our group will go to you in the home and certainly will carry away an affordability evaluation to guarantee the loan is workable and sustainable for your needs.

Provident workers carry formal ID so that you’ll constantly understand whom you’re conversing with.

All our house visits are sound recorded for training and quality purposes, to ensure that you have the service that is best each time we see. Find out more FAQs about our voice recording right here.

Take note that the total amount you have actually sent applications for is almost certainly not the quantity that you will be provided after the affordability evaluation.

Just What do i want for the home see?

Evidence of ID

You shall be expected to demonstrate evidence of your ID:


  • Present picture card licence that is driving
  • Present passport
  • National issued paperwork such as for instance council department or tax for work and retirement benefits communications.

To see the list that is full of, just click here.

Evidence of earnings

You will be needed to show evidence of your earnings:


At Provident we think about a myriad of circumstances, whether you are used, unemployed, self-employed or getting benefits. To get out what is accepted paperwork for every single view here.

If the loan is authorized, an associate of our group will deliver the money to your residence and each collect your repayments from your home at a time and day that suits you week.

Provident runs a zero tolerance policy to threats and physical violence towards Provident Representatives.


You might borrow between ВЈ100 and ВЈ1,000, at the mercy of affordability. Once you just take an advance loan with us, you understand upfront exactly how much you’ll have to spend every week as well as in total. Which means you are able to borrow funds knowing there may never ever be any unforeseen additional fees.

Accepted in theory is just a stone that is stepping complete approval of the loan. To use for a Provident loan, you need to perform a form online or throughout the phone. During this period associated with application we execute a credit check. This check assists us to determine whether we’re able to provide for you and helps to ensure your identification. This credit check is proportionate to your loans we provide and that means you won’t need to have a perfect credit report.

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No. You don’t need a bank-account for a true house gathered loan while the loan is brought to you by an associate of this Provident team in money. They are going to come round every to collect repayments which can be paid in cash week.

Yes, all situations are considered by us. We become familiar with your individual circumstances and carry an affordability assessment out. Which means that even if you’re self-employed, unemployed or on advantages if you’re able to offer evidence of earnings and outgoings, as well as the person in all of us going right on through this to you is pleased that the mortgage is affordable and sustainable for your needs, you can nevertheless be accepted for the Provident loan. To learn more about what exactly is accepted proof earnings click the link.

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